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Vandalism

Securing Your Vacation Home

January 2, 2019 by Taylor Agency Staff

Winter is here, which means that it is time to lock up those vacation homes! If you have a secondary home that sits vacant for any length of time (even if you rent it out during the cooler months), be sure to take the appropriate precautions in securing your home. Of course, always lock your doors and windows before leaving. Beyond the basic precautions, here are 3 more ways to help deter a burglar: time, sound, and visibility.

1.) Make friends with your neighbors. Ask a neighbor to keep an eye on your home or even just check the mail every couple of days. The less time your home appears to be unattended, the less likely a thief will attempt to break in. You can also purchase light timers in which you are able to program your lights to turn on and off automatically. Again, this will make it appear as if someone is home.

2.) Make sure your alarm system is LOUD! Loud sounds will wake neighbors and draw attention to your home. Make sure you know what kind of alarm you have — local or central. A local alarm only alarms those within the home. A central alarm is monitored by a company and will report any activation from the alarm to the police department. Occasionally, certain types of alarm systems will provide a discount with your insurance. Speak to your insurance agent about any possible credits for having a certain type of alarm system.

3.) Keep bushes trimmed to prevent good hiding spots. Install outside security lights that have motion sensors. The less visibility your home and yard offer, the less likely a burglar will attempt to break in.

As an added layer of protection, call Taylor Agency today to find out what kind of theft coverage is available to you!

Filed Under: Personal Insurance, Homeowners, Vandalism

Securing Your Home While You’re Away

September 5, 2018 by Taylor Agency Staff

Summer is coming to a close, which means that it is time to lock up those vacation homes! If you have a secondary home that sits vacant for any length of time (even if you rent it out during the cooler months), be sure to take the appropriate precautions in securing your home. Of course, always lock your doors and windows before leaving. These tips are also useful for your primary residence.Beyond the basic precautions, here are 3 more ways to help deter a burglar: time, sound, and visibility.

1.) Time

Make friends with your neighbors. Ask a neighbor to keep an eye on your home or even just check the mail every couple of days. The less time your home appears to be unattended, the less likely a thief will attempt to break in. You can also purchase light timers in which you are able to program your lights to turn on and off automatically. Again, this will make it appear as if someone is home.

2.) Sound

Make sure your alarm system is LOUD! Loud sounds will wake neighbors and draw attention to your home. Make sure you know what kind of alarm you have — local or central. A local alarm only alarms those within the home. A central alarm is monitored by a company and will report any activation from the alarm to the police department. Occasionally, certain types of alarm systems will provide a discount with your insurance. Speak to your insurance agent about any possible credits for having a certain type of alarm system.

3.) Visibility

Keep bushes trimmed to prevent good hiding spots. Install outside security lights that have motion sensors. The less visibility your home and yard offer, the less likely a burglar will attempt to break in.

As an added layer of protection, call Taylor Agency today to find out what kind of theft coverage is available to you!

Filed Under: Personal Insurance, Homeowners, Vandalism

Emergency Damage Control Tips: Vandalism

July 18, 2016 by Taylor Agency Staff

When unexpected damages occur to your home and your emotions are running high, it is important to remember that time is of the essence. Your first priority after reporting any claim is to immediately curtail any further damage to your property. If the damage is substantial, make sure to ask your insurance carrier if using a disaster restoration company is the best option to help you during the recovery/claims process. If approved, most restoration companies will work directly with your carrier to make sure you recapture your peace of mind.

In part three of a three part series, here is some practical advice from the team over at ServiceMaster Clean Restoration on what to do when mitigating vandalism damage to your home.

Emergency Damage Control Tips: Vandalism

What NOT to Do:

  • Do not use household cleaning products on fabrics, upholstery, or carpets.
  • Do not attempt to remove chemical stains, including ink or paint.
  • Do not operate damaged electrical appliances.

What to Do:

  • Make a list of all damage while taking detailed photos for documentation.
  • Keep the receipts for all of your costs during the recovery process.
  • Fast action is most likely required to prevent further damage. If approved, call a professional.
  • Use a shop vacuum to remove glass particles from carpet and upholstery.
  • Remove any debris from carpet or interior walls. Scrape or blot carpets and furniture – do NOT rub.
  • Wash any egg or other residues from the building exterior using water.

If you need to report a claim and want a list of disaster recovery companies in the Greater Charleston-Metro Area, click HERE.

 

-Taylor Agency

Filed Under: Personal Insurance, Emergency Services, Homeowners, Personal Property, Vandalism

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