Taylor Agency Blog

Why Choose an Independent Insurance Agency?

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Choosing an independent insurance agency allows you to easily reach multiple insurance carriers through a local professional insurance agent near you. With the power of choice on your side, we’ll recommend which carriers best fit your needs and explain the subtleties and differences of your alternatives in clear and plain English so that there are NO surprises or unexpected gaps in the coverage you need. Of course, broader coverage options are always available.

Securing Your Vacation Home

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Winter is here, which means that it is time to lock up those vacation homes! If you have a secondary home that sits vacant for any length of time (even if you rent it out during the cooler months), be sure to take the appropriate precautions in securing your home. Of course, always lock your doors and windows before leaving. Beyond the basic precautions, here are 3 more ways to help deter a burglar: time, sound, and visibility.

1.) Make friends with your neighbors. Ask a neighbor to keep an eye on your home or even just check the mail every couple of days. The less time your home appears to be unattended, the less likely a thief will attempt to break in. You can also purchase light timers in which you are able to program your lights to turn on and off automatically. Again, this will make it appear as if someone is home.

2.) Make sure your alarm system is LOUD! Loud sounds will wake neighbors and draw attention to your home. Make sure you know what kind of alarm you have — local or central. A local alarm only alarms those within the home. A central alarm is monitored by a company and will report any activation from the alarm to the police department. Occasionally, certain types of alarm systems will provide a discount with your insurance. Speak to your insurance agent about any possible credits for having a certain type of alarm system.

3.) Keep bushes trimmed to prevent good hiding spots. Install outside security lights that have motion sensors. The less visibility your home and yard offer, the less likely a burglar will attempt to break in.

As an added layer of protection, call Taylor Agency today to find out what kind of theft coverage is available to you!

Happy New Year 2019!

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The beginning of the new year presents each of us the opportunity to reflect and renew our commitment to what matters most. As you take time to celebrate in gratitude and hope for the future, we tip our hats to you and say, “Thank you for being part of the Taylor Agency family! To us, you are who matter most.” Happy New Year 2019!

While Preparing the Turkey, Prepare for Safety

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Cooler weather and change in leaf color remind us that Fall season has arrived with anticipation of the upcoming holidays.   As you take time to be thankful this Thanksgiving holiday, also take some time to think about safety in the kitchen while preparing that Thanksgiving meal.

According to the National Fire Institute Reporting System (NFIRS), the average number of residential building fires reported from 2014 -2016  on Thanksgiving Day was doubled that than other days of those years.  Nearly half of those fires on Thanksgiving Day occurred from 10 AM – 4 PM as opposed to when residential building fires typically occurring between 5 – 8 PM.    This time difference in fires most likely reflects the period of time during meal preparation along with extended cooking periods on Thanksgiving Day.   More than 70% of the fires on Thanksgiving Day were related to cooking versus 50% of the fires being related to cooking at other times of the year.

The following guidelines are recommended by the The National Fire Protection Agency for safely cooking:

  • Stay in the kitchen when cooking to keep a close eye on the food, especially when frying and sautéing with oil. 
  • Use a timer to keep track of cooking times, most notably when cooking a meal that takes a long time like roasting a turkey, baking a roast or simmering. Check the stove or oven frequently. Consider putting timers in different rooms so that you can hear them over music, football games, and party chatter.
  • Stay alert and focused when cooking. To help minimize the risk of injury, avoid cooking when drinking alcohol or if you’re sleepy.
  • Keep things that can catch fire like oven mitts, wooden utensils, food wrappers and towels away from the cooking area. 

Kids should stay 3 feet away from stovetops, as well as from hot food and liquids. The steam or splash from vegetables, or gravy could cause serious burns.

Frying turkeys at Thanksgiving has become more popular in recent years. However, NFPA discourages the use of turkey fryers, as they can lead to devastating burns, other injuries, and the destruction of property due to the extensive amount of hot oil used with fryers. NFPA urges those who prefer fried turkey to look instead for grocery stores, specialty food retailers and restaurants that sell deep fried turkeys.

Additional tips and resources can be found on NFPA’s Thanksgiving webpage. General cooking safety information including safety tip sheets, infographics, videos and more can be found on NFPA’s Cooking Fire Safety Central webpage.

The “Home Fires Involving Cooking Equipment” report also provides home fire cooking statistics for other holidays such as Christmas, Christmas Eve, and the New Year.

For this release and other announcements about NFPA initiatives, research and resource, please visit the NFPA press room.