Witness the aftermath of Hurricane Michael. Sourced by the Insurance Journal.
https://www.insurancejournal.com/news/southeast/2018/10/12/504423.htm
Homeowners | Auto | Flood | Charleston Insurance Protecting You
Our offices will be closed on Monday, January 20, 2025 in observance of Dr. Martin Luther King, Jr. Day.
Witness the aftermath of Hurricane Michael. Sourced by the Insurance Journal.
https://www.insurancejournal.com/news/southeast/2018/10/12/504423.htm
In response to the effects of Hurricane Michael, Taylor Agency will be closed Thursday, October 11th. We will return to normal business at 8:30am on Friday, October 12th.
Taylor Agency will close at noon on Tuesday, September 11th for the mandatory evacuation of Hurricane Florence. We will return to normal business at 8:30am on Monday, September 17th. Visit our Hurricane Resource Center for critical information you need right now.
Meteorologists have projected that this hurricane season will have average to above average activity. That may not seem so bad at first, but it only takes one storm to cause damage, disruption, or devastation. With hurricane season here, it is the time to make sure that your home is properly protected. Here are some things to remember:
Call your agent! Every homeowner’s policy is different because no two homes are alike. Different policies include different coverages. It is best to call your agent to make sure what is covered and what is not.
Know that Wind and Hail coverage and Hurricane coverage are similar, but have their differences. Wind and Hail coverage will cover any type of storm with wind or hail. Hurricane coverage will only provide coverage for named storms or hurricanes. They also have different deductibles. Taylor Agency will automatically include wind and hail or hurricane coverage in your policy.
Don’t forget a flood policy! Hurricanes and named storms can bring heavy rains and flooding. Just last year, Hurricane Harvey hit the United States causing $125 billion in damage (National Hurricane Center) coming only second to Hurricane Katrina in costs. Flood policies are not included but must be added if you want protection. The standard FEMA flood policy requires a 30 day waiting period. Unfortunately, a flood policy cannot be bound if a named storm or hurricane has developed before or during the 30-day waiting period. Even if you are not in a flood zone, keep in mind that if it can rain, then it can flood.
Talk about deductibles! Prior to a named storm or hurricane making landfall, be sure to find out what kind of deductibles your policies have. Depending on the extent of the damage, it may end up being less expensive to make the repairs yourself rather than paying the deductible. In the event that you have damage, talk to your agent to see what the best plan of action is for you and your family.
Taylor Agency is ready to help you report your hurricane claims to your carrier. To speed up the claims process, most carriers ask you to report to them directly. Search for Your Carrier Claims Number or call us now at 1-843-762-1805.
As Hurricane Irma approaches the US with CAT 5 potential of 150+ mph winds, total destruction of non-concrete buildings, and months without power, you need to be proactively prepared for survival. Open this article for the critical information/links that you need right now.
LEARN what to expect. PREPARE yourself and family. Travel to SAFETY. WAIT patiently for a safe return. ASSESS any losses. REPORT your claim. DOCUMENT everything with receipts and pictures. PREVENT any further loss while waiting for your claim.
LEARN
-The Expected Level of Destruction from a CAT 5 Hurricane – http://www.nhc.noaa.gov/aboutsshws.php
-Locate and Understand your Flood Zone – https://www.floodsmart.gov/floodsmart/
PREPARE
-DOWNLOAD the FEMA Hurricane/Flood Smart Phone App – https://www.fema.gov/mobile-app
-How to Prepare for a Hurricane – http://www.nhc.noaa.gov/prepare/ready.php
SAFETY & WAIT
-Evacuation Live 5 Local News Updates – http://www.live5news.com/
ASSESS
-How to Recover from a Hurricane – https://www.epa.gov/natural-disasters/hurricanes
-Emergency Damage Control Tips: Water – https://tayloragency.com/emergency-damage-control-tips-water/
-Assessing Flood Damage – https://tayloragency.com/recovering-after-a-flood/
REPORT & DOCUMENT
-Claims/Disaster Recovery Specific for You, Our Client – https://tayloragency.com/client-services/claims-payments/
PREVENT
-Emergency Damage Control Tips: Water – https://tayloragency.com/emergency-damage-control-tips-water/