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Taylor Agency

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Summer

Fun in the Sun: Pool and Grilling Safety

May 29, 2018 by Taylor Agency Staff

The first day of summer, June 21, is swiftly approaching. The pool begins to beckon and the grills get fired up. With the weather promoting these activities, we decided to share some tips and guidelines to help you play safely!

 

The Pool Party

While pools can keep you cool during the summer and give the kids something to do, they also increase your liability risk. The first thing you should do when purchasing a house with a pool or making plans to install a pool is to talk with your insurance agent. Ask about an umbrella policy as an added layer of protection. To find out more information, call Taylor agency today to speak with

one of our agents.

Some safety tips for your pool are as follows:

  • Establish safety rules! Everyone sees the rules posted at a public pool. Why wouldn’t you post safety rules at home?
  • Educate yourself on swim safety. Learning rescue skills and CPR can be the difference between life and death someday.
  • Installing a fence can help prevent unwanted pool guests or deter moseying toddlers from entering the pool unsupervised.
  • Account for the weather. Just because the pool water is cool doesn’t always mean that it is safe to be outside. Stay hydrated and monitor the temperature when swimming. Don’t stay in the heat for too long to avoid heat stress.

 

The Cookout

Fire is responsible for some of the most severe damages to homes and other structures according to the Insurance Information Institute. In particular, grill fires are responsible for millions of dollars in damages, about 100 injuries, and around 10 deaths annually. Nearly 60% of grill fires occur during the summer months of May, June, July, and August with the leading cause being mechanical failure or malfunction. (U.S. Fire Administration).

Here are some safety measures you can take:

  • Maintain your grill! Checking for leaks, blockages, or other broken elements can help prevent malfunctioning equipment.
  • While using your grill, keeping it on a level surface and not moving it can help prevent the grill from tipping over and causing a fire.
  • Be sure that you have the proper tools on you or nearby. Wearing protective gear like mittens and an apron can help prevent burns while keeping a fire extinguisher nearby can assist in putting out an unwanted fire.
  • When you have finished with your grill, make sure that it has completely cooled before storing it away. See your specific grill instructions for proper storage.

As always, speak to your insurance agent about the coverage you have concerning pools and grills. After you have established safety measures and protective plans, enjoy your summer!

Filed Under: Personal Insurance, Homeowners, Summer

Grilling Safety Tips From Travelers

July 5, 2017 by Taylor Agency Staff

Now that it is Summer, BBQ pits and grills can easily become the social focal point for many families, so whether you are a newbie or a grill master, take a few moments to review these great safety tips from Travelers. Grilling Tips

 

Filed Under: Personal Insurance, Homeowners, Seasonal Tips, Summer, On the Lighter Side

Umbrellas in Sunny August

August 5, 2016 by Taylor Agency Staff

 

“Do not be angry with the rain; it simply does not know how to fall upwards.”
― Vladimir Nabokov

Conceptually speaking, your ordinary wire canvased umbrella is an extremely well designed tool for protecting you on rainy days, and that is exactly why the insurance industry coined the word when naming what is known as umbrella insurance. Characteristically, umbrella insurance adds an additional layer of liability protection to your existing insurance, and as its name suggests, an umbrella policy can even guard against insurance gaps that your primary insurance will never cover.

Quite frankly, when it rains, it pours, and when it pours, an umbrella policy shields you against the financial burden of exhaustive lawsuits. As your underlying liability limits run out of funds, all of your hard earned assets are now at risk for becoming financial fodder to pay legal settlements. This includes your car, your house, any retirement accounts, vacation/rental homes, watercrafts, any businesses, and it even includes the future income you intend to earn from your assets. So when considering what is really at risk, an umbrella policy becomes an extraordinarily powerful financial planning tool to ensure that your investments are there for you in the future.

At Taylor Agency, we understand what “rain” insurance can do for you, and we want you to know it is available for you. According to the TrustedChoice© Independent Agent website, the standard $1 million to $2 million protection offered by an umbrella policy costs an average of $380 per year. From our perspective, that qualifies as the cheapest lawyer you will ever retain, so let us put our professional insurance agents on your team and see what real value we can offer you in protecting your financial future.

-Taylor Agency

As a TrustedChoice© Independent Insurance Agent, we pledge that you are a person and not a policy. Call us and experience the difference. If you would like to learn more about umbrella insurance online, visit the trusted choice website here.

Filed Under: Personal Insurance, Summer, Umbrella (Excess Liability)

Insuring Your Summer Fun

July 16, 2013 by Taylor Agency Staff

The Summer Season Kicks off June 21st, and whether you are on the water on or on the road traveling, risks are always lurking in even the funnest of our summer plans and activities. Check out the NAIC article “Are you Properly Insured for Your Summer Fun?” and be “in the know” on how the proper coverage can provide you a better peace of mind while you and your family are out in the sun.

Click Here: “Are You Properly Insured for Your Summer Fun?” by NAIC, June 2008

Filed Under: Personal Insurance, Seasonal Tips, Summer, Watercraft

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Charleston, SC 29417

(843) 762-1805

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