Seasonal Tips

CRITICAL: Hurricane Matthew Readiness

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As Hurricane Matthew approaches now with potential 100+ mph winds, 8 ft surges, and 1+ ft flooding, you need to be proactively prepared. Open this article for the critical information/links that you need right now.

LEARN what to expect. PREPARE yourself and family. Travel to SAFETY. WAIT patiently for a safe return. ASSESS any losses. REPORT your claim. DOCUMENT everything with receipts and pictures. PREVENT any further loss while waiting for your claim.

LEARN
-The Expected Level of Destruction from a CAT 4 Hurricane – http://www.nhc.noaa.gov/aboutsshws.php

-Locate and Understand your Flood Zone – https://www.floodsmart.gov/floodsmart/

PREPARE
-DOWNLOAD the FEMA Hurricane/Flood Smart Phone App – https://www.fema.gov/mobile-app

-How to Prepare for a Hurricane – http://www.nhc.noaa.gov/prepare/ready.php

SAFETY & WAIT
-Evacuation Live 5 Local News Updates – http://www.live5news.com/

ASSESS
-How to Recover from a Hurricane – https://www.epa.gov/natural-disasters/hurricanes

-Emergency Damage Control Tips: Water – https://tayloragency.com/emergency-damage-control-tips-water/

-Assessing Flood Damage – https://tayloragency.com/recovering-after-a-flood/

REPORT & DOCUMENT
-Claims/Disaster Recovery Specific for You, Our Client – https://tayloragency.com/client-services/claims-payments/

PREVENT
-Emergency Damage Control Tips: Water – https://tayloragency.com/emergency-damage-control-tips-water/

 

Umbrellas in Sunny August

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“Do not be angry with the rain; it simply does not know how to fall upwards.”
― Vladimir Nabokov

Conceptually speaking, your ordinary wire canvased umbrella is an extremely well designed tool for protecting you on rainy days, and that is exactly why the insurance industry coined the word when naming what is known as umbrella insurance. Characteristically, umbrella insurance adds an additional layer of liability protection to your existing insurance, and as its name suggests, an umbrella policy can even guard against insurance gaps that your primary insurance will never cover.

Quite frankly, when it rains, it pours, and when it pours, an umbrella policy shields you against the financial burden of exhaustive lawsuits. As your underlying liability limits run out of funds, all of your hard earned assets are now at risk for becoming financial fodder to pay legal settlements. This includes your car, your house, any retirement accounts, vacation/rental homes, watercrafts, any businesses, and it even includes the future income you intend to earn from your assets. So when considering what is really at risk, an umbrella policy becomes an extraordinarily powerful financial planning tool to ensure that your investments are there for you in the future.

At Taylor Agency, we understand what “rain” insurance can do for you, and we want you to know it is available for you. According to the TrustedChoice© Independent Agent website, the standard $1 million to $2 million protection offered by an umbrella policy costs an average of $380 per year. From our perspective, that qualifies as the cheapest lawyer you will ever retain, so let us put our professional insurance agents on your team and see what real value we can offer you in protecting your financial future.

-Taylor Agency

As a TrustedChoice© Independent Insurance Agent, we pledge that you are a person and not a policy. Call us and experience the difference. If you would like to learn more about umbrella insurance online, visit the trusted choice website here.

The Warmer Winds of Spring

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” Spring is the time of plans and projects.” – Leo Tolstoy, Anna Karenina

With Spring having already arrived on March 20th, the promise of picnics, kites, and picking daisies comes with an immense amount of gratitude that new things are coming our way. In light of that promise, we hope that all of your pursuits, whether whimsically lackadaisical or firmly determinate, blossom as sweetly as the season.

Spring Cleaning or Spring Fever?

Don’t forget to take time to check any home maintenance issues that may have developed. Don’t know where to begin? Well here is a checklist from one of our carriers to help out.

Spring Home Maintenance Checklist from Travelers

-Taylor Agency

 

Winterizing your Vacant Home and Property

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Now that the holidays have come to an end and the winter season in full swing, it is important to take a few additional steps to safeguard your insured investments. Below are a few links from one of our carriers who offers several preventative tips you’ll want to know.

Tips for unoccupied or vacant homes and properties
Winter Maintenance Tips

Hurricane Season in Action – 2015

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Hurricane Season is in full swing during the Summer months, and we know everyone is eager to breathe just a little easier. Having proper insurance coverage can help ensure a peace of mind should you suffer a loss, so in Taylor Agency’s commitment to minimize your risks as Hurricane Season continues until November 30th, we ask that you take a few moments to review what you can do to be prepared in the best manner possible.

Travelers Insurance: Plan Ahead With A Hurricane Prepration Plan
Safeco Insurance: Hurricane Preparedness
National Hurricane Center: Hurricane Preparedness – Be Ready

Cooling Autumn Winds

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Fall is here, and the winds of change are already upon us! Dry and crinkled leaves show their true colors, and the cooler air currents blow in nostalgic scents of harvest time, school schedules, and renewed family gatherings. As we all stuff ourselves with deep-fried turkey, corn dressing, and everything pumpkin, take time to remember that every season brings its own list of weather proofing. Check out a few of our insurance carriers tips and tools to prepare you through to December:

Travelers – Fall Maintenance Tips

Safeco – Advice and Tips Blog

Farmers – Tool Kits (Home, Auto, Life)